Structured Products - (last updated 1 May, 2008)

This list must be read in conjunction with: How to invest, Investment warnings

To obtain literature for any of these investments, contact us.

We will also send you a factsheet from the Financial Services Authority, called “Capital-at-risk products”.

SIPP DISCOUNTS ARE NOW AVAILABLE WHERE MARKED
Please tell us if you require the special application form for a SIPP

If our offer for your chosen product is a discount (commission sacrificed into the plan) but you would rather have a cashback cheque, please write CASHBACK CHEQUE clearly on your Investment Agreement. NB SIPP investors may not receive cashback cheques, because of current government legislation.

BARCLAYS Defined Returns Plan Issue X8 1 to 5 year term	Available from 07/04/2008 to 02/06/2008 Closing date for new subscriptions and 2008/09 ISA applications 02/06/2008 Closing date for ISA transfers 19/05/2008 Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers £3,600 - £500,000 Direct Investment & SIPP’s £3,600 - £500,000
No regular withdrawals available	The Plan offers three investment options Capital-Protected options Offering repayment of your original capital at the end of the chosen term, plus the potential of a fixed return. If on the relevant maturity date, the FTSE 100 Index is at the same level or higher than the Initial Index Level, investors will receive : Three-year option A fixed 18.75% investment return after three years Five-year option A fixed 40% investment return after five years Annual Kick-out option Variable term between one and five years: it will mature on the first anniversary when the FTSE 100 Index is the same level or higher than the initial level. Should this happen, the Plan will come to an end: you will receive your capital back plus a return of 12.75% multiplied by the number of years the Plan has been in force. If by the fifth anniversary the index is lower than its initial level you will get your capital back provided it has not fallen during the term to less than 50% of its initial level. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2.5% for £3,600 - £ 7,499 2.75% for £7,500 - £24,999 3% for £25,000 - £49,999 3.25% for £50,000 and over (offers are 1% lower for 3 year term)

BARCLAYS Emerging Markets Optimiser Plan Issue X11 5 year term	Available until 02/06/2008 Closing date for new subscriptions and 2008/09 ISA applications 02/06/2008 Closing date for ISA transfers 19/05/2008 Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers £3,600 - £500,000 Direct Investment & SIPP’s £3,600 - £500,000
No regular withdrawals available	The Emerging Markets Optimiser Plan aims to give you your original capital back at maturity if invested for the full five-year term Plus An investment return based on a strategy which offers participation in the performance of the iShares MSCI (Morgan Stanley Capital International) Emerging Markets Index Fund. The level of participation will change on a daily basis and can vary between 0% and 200% . *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2.5% for £3,600 - £ 7,499 2.75% for £7,500 - £24,999 3% for £25,000 - £49,999 3.25% for £50,000 and over

KEYDATA Dynamic Growth Plan Plus Issue 7 5 year term	Available until 23/05/2008 Closing date for new subscriptions and 2008/09 ISA applications 23/05/2008 Closing date for ISA transfers 09/05/2008 Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers from £3,600 Direct Investment & SIPP’s £3,600
No regular withdrawals are available	The Plan offers 2 times any growth in the FTSE 100 Index over five years to a maximum return of 90%. The plan provides a full repayment of your original investment unless the FTSE 100 Index falls by more than 50% of its Start Index Level at any time and fails to recover to at least its Start Level by the end of the 5 year investment term. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

KEYDATA Dynamic Growth Plan Plus Issue 8 6 year term	Available until 23/05/2008 Closing date for new subscriptions and 2008/09 ISA applications 23/05/2008 Closing date for ISA transfers 09/05/2008 Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers from £3,600 Direct Investment & SIPP’s £3,600
No regular withdrawals available	The Plan offers 10 times any growth in the FTSE 100 Index over 6 years to a maximum return of 90%. The plan provides a full repayment of your original investment unless the FTSE 100 Index falls by more than 50% of its Start Index Level at any time and fails to recover to at least its Start Level by the end of the 6 year investment term. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

KEYDATA Extra Income Plan Issue 19 6 year term	Available until 23/05/2008 Closing date for new subscriptions and 2008/09 ISA applications 23/05/2008 Closing date for ISA transfers 09/05/2008 Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers from £3,600 Direct Investment & SIPP’s £3,600
Regular withdrawals are available	The Plan offers a choice of 7.15% gross fixed annual income or 1.75% gross fixed quarterly income or 39.5% gross growth over the 5 year investment term. The plan aims to return capital in full at maturity, unless either the FTSE 100 Index or the Dow Jones Euro Stoxx 50 Index falls more than 50% during the term, and the final level of either index is lower than at the start. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

KEYDATA UK Protected Growth Plan This product has no fixed term	Available on an ongoing basis. Stocks & Shares ISA 2008/09 £3,600 - £7,200 ISA transfers from £3,600 Direct Investment & SIPP’s £3,600
No regular withdrawals available	The Plan combines investment in the FTSE 100% Fund (which reflects the total return of the FTSE 100 Index, including capital and also dividend income) with a Sterling Cash Fund. The balance between these funds will vary throughout the term depending on market conditions. The Plan’s protected price is always 80% of the highest ever net asset value. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

NDFA Capital Secure Fixed Growth Plan April ‘08 5 year term	Available from 22/04/2008 to 02/06/2008 Closing date for direct investments and ISA applications 02/06/2008 Closing date for ISA transfers 19/05/2008 Stocks and shares ISA £3,600 - £7,200 must be accompanied by at least £3,600 invested direct into the plan as the minimum aggregate value is £7,200 ISA transfers from £3,600 Direct investments on their own from £10,000 - £1,000,000 Available for SIPP investments
No regular withdrawals available	The investment objective of the Plan is to provide growth linked to the FTSE100 Index with 100% capital return at maturity. If the Final Index Level of the FTSE 100 Index is the same or higher than its Starting Index Level the Plan will repay at maturity the original capital invested and 47% growth. If the Final Index Level of the FTSE 100 index is less than the Starting Index level the original capital investment will be repaid without any growth. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

NDFA Accelerated Growth Plan April ‘08 6 year term	Available from 14/04/2008 to 09/06/2008 Closing date for new subscriptions and 2008/09 ISA applications 09/06/2008 Closing date for ISA transfers 26/05/2008 ISA transfers from £3,600 Direct investments on their own from £10,000 Stocks and shares ISA £3,600 - £7,200 -must be accompanied by at least £3,600 invested direct into the plan as the minimum aggregate value is £7,200
No regular withdrawals available	The Plan is designed to provide 10% growth for each 1% rise in the FTSE 100 Index with 90% maximum growth, assuming a 6 year term. The plan aims to return capital in full at maturity, unless the FTSE 100 Index falls by more than 50% of its Starting Level Index during the term and fails to return. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

NDFA Twin Option Kick Out Plan April ‘08 6 year term	Available from 24/04/2008 to 02/06/2008 Closing date for direct investments and ISA applications 02/06/2008 Closing date for ISA transfers 19/05/2008 Stocks and shares ISA £3,600 - £7,200 must be accompanied by at least £3,600 invested direct into the plan as the minimum aggregate value is £7,200 ISA transfers from £3,600 Direct investments on their own from £10,000 - £1,000,000 Available for SIPP investments
No regular withdrawals available	The investment objective of the Plan is to provide a return of capital plus growth Option 1 FTSE 100 Index only Growth potential equivalent to 12.75% per year. Option 2 FTSE 100 Index & Nikkei 225 Index Growth potential equivalent to 19% per year. Possible early maturity after 1, 2, 3, 4 or 5 years if the Closing Index Level/s are the same or higher than the Starting Index Level/s. Capital is at risk if the Index (Option 1) or either of the Indices (Option 2) falls 50% or more from the corresponding Starting Level Index at any point during the Investment term. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

NDFA Twin Option Kick Out Plan April ‘08 6 year term	Available from 15/04/2008 to 02/06/2008 Closing date for direct investments and ISA applications 02/06/2008 Closing date for ISA transfers 19/05/2008 Stocks and shares ISA £3,600 - £7,200 must be accompanied by at least £3,600 invested direct into the plan as the minimum aggregate value is £7,200 ISA transfers from £3,600 Direct investments on their own from £10,000 - £1,000,000 Available for SIPP investments
Regular withdrawals	The investment objective of the Plan is to provide an annual or monthly income with the capital return at maturity linked to the performance of the FTSE 100 Index. A choice of 8% annual income (5 payments of 8% and 1 payment of 4%) or 0.65% monthly income on the capital investment. If the Final Index Level of the Index is the same or higher than its Starting Index Level the Plan will repay at maturity the original capital invested. If the Final Index Level is less than the Starting Index level and the intra-day level of the index falls by 50% or more from its Starting Index Level some or all of the initial capital investment will be lost. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

NDFA Accelerated Growth Plan April ‘08 6 year term	Available from 14/04/2008 to 09/06/2008 Closing date for new subscriptions and 2008/09 ISA applications 09/06/2008 Closing date for ISA transfers 26/05/2008 ISA transfers from £3,600 Direct investments on their own from £10,000 Stocks and shares ISA £3,600 - £7,200 - must be accompanied by at least £3,600 invested direct into the plan as the minimum aggregate value is £7,200
No regular withdrawals available.	The Plan is designed to provide 10% growth for each 1% rise in the FTSE 100 Index with 90% maximum growth, assuming a 6 year term. The plan aims to return capital in full at maturity, unless the FTSE 100 Index falls by more than 50% of its Starting Level Index during the term and fails to return. *Please make sure you read the brochure to determine the level of risk for this investment*
	CASHBACK 2% for £3,600 - £ 7,499 2.25% for £7,500 - £24,999 2.5% for £25,000 - £49,999 2.75% for £50,000 and over

The information on the preceding table has been obtained from the product providers’ literature, and is intended as a brief summary of the investments listed. Investors are expected to have read the product providers literature thoroughly to ascertain all the facts before investing, including the levels of risk involved to capital return, and therefore potential risks to future income from any reinvestment of reduced capital. Plan investment dates may be earlier in the event of over-subscription.

Power Robbins do not offer any recommendation or criticism of any one product over another. If more space is taken up on some products than others, it is because more words were needed to give a brief summary of the product provider’s description.

Sometimes product providers offer SIPP investments, but we do not have a cost-saving offer. This is because that particular provider will not use part of our commission to reduce the plan charges; and cashback payments are not permitted for pension subscriptions.

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